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Privacy Policy

​Effective Date: 8/10/2026 Last Updated: 8/10/2026


1. INTRODUCTION
ABBCU (“ABBCU,” “we,” “us,” or “our”) respects the privacy of individuals who interact with our
organization, services, websites, applications, and other resources. This Privacy Policy explains how ABBCU may collect, use, disclose, maintain, and protect information about individuals who access or use our services. This Privacy Policy is intended to provide transparency regarding our privacy practices and the choices that may be available to individuals concerning their personal information.


2. INFORMATION WE COLLECT
Depending on how you interact with ABBCU, we may collect information that identifies, relates to, describes, or could reasonably be associated with you.

The types of information we may collect include:

  • Name and other identifying information.

  • Mailing address, email address, telephone number, and other contact information.

  • Account or membership information, including usernames and related account information.

  • Information provided when you complete forms,

  • applications, requests, surveys, or other documents.

  • Financial, payment, or transaction information when necessary to provide services or process transactions.

  • Information regarding your communications and interactions with ABBCU.

  • Information concerning your use of our websites, applications, online services, or other electronic resources.

  • Internet Protocol (IP) address, browser type, device information, operating system, and other technical information.

  • Information collected through cookies, analytics technologies, or similar technologies.

  • Any other information you voluntarily provide to ABBCU or that is necessary for us to provide our services.


3. HOW WE COLLECT INFORMATION

ABBCU may collect personal information directly from you when you:

  • Visit or use our website or otheronline services.

  • Create or maintain an account.

  • Complete an application, form, survey, or other document.

  • Contact ABBCU by telephone, email, mail, or other means.

  • Request information, services, assistance, or support.

  • Participate in ABBCU programs, activities, or events.

  • Make a payment or conduct another transaction with ABBCU. We may also collect certain information automatically when you use our websites or online services.


4. HOW WE USE PERSONAL INFORMATION

ABBCU may use personal information for legitimate business, operational, administrative, and service-related purposes, including to:

  • Provide, maintain, and improve our services.

  • Process applications, transactions, requests, and other activities.

  • Communicate with you regarding your account, requests, services, or other matters.

  • Respond to questions, comments, and requests for assistance.

  • Verify information and maintain the security and integrity of our systems.

  • Detect, prevent, and investigate fraud, unauthorized activity, security incidents, or other misuse.

  • Comply with applicable laws, regulations, legal obligations, and governmental requests.

  • Maintain business, financial, operational, and other necessary records.

  • Conduct internal analysis, auditing, quality assurance, and service improvement.

  • Protect the rights, property, safety, and security of ABBCU, our users, employees, members, customers, and others.

  • Carry out any other purpose disclosed at the time information is collected or otherwise permitted by applicable law.

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5. HOW WE SHARE PERSONAL INFORMATION

ABBCU does not sell personal information except as may be expressly permitted by applicable law and disclosed to individuals. We may disclose personal information when reasonably necessary to operate our organization and provide our services. This may include sharing information with:

  • Service providers, contractors, vendors, and other companies that perform services on behalf of ABBCU.

  • Financial institutions, payment processors, or other parties involved in processing authorized transactions.

  • Technology, hosting, communications, security, analytics, and other service providers.

  • Government agencies, regulators, law enforcement authorities, courts, or other parties when required or permitted by law.

  • Professional advisers, including attorneys, auditors, accountants, consultants, and similar advisers.

  • Parties involved in a merger, acquisition, reorganization, sale, financing, or other business transaction involving ABBCU, to the extent permitted by law.

  • Other parties with your consent or at your direction. ABBCU expects third parties that receive personal information on our behalf to use and protect that information consistent with their contractual obligations and applicable law.

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6. COOKIES AND AUTOMATICALLY COLLECTED INFORMATION
Our websites and online services may use cookies, web beacons, pixels, analytics tools, and similar
technologies to collect information about how users interact with our services. This information may include IP addresses, browser and device information, pages viewed, links accessed, dates and times of visits, and other technical or usage information. ABBCU may use this information to operate and secure our websites, understand how our services are used, improve functionality and performance, and assist with analytics and related business purposes. You may be able to control certain cookies and similar technologies through your browser or device settings. Disabling certain technologies may affect the functionality of some services.
 

7. DATA SECURITY
ABBCU takes reasonable administrative, technical, and physical measures designed to protect personal
information against unauthorized access, use, alteration, disclosure, or destruction. However, no method of transmitting information over the Internet or storing information electronically is completely secure.
Accordingly, ABBCU cannot guarantee the absolute security of personal information.
 

8. DATA RETENTION
ABBCU retains personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide services, maintain appropriate business and financial records, resolve disputes, enforce agreements, comply with legal and regulatory obligations, and otherwise fulfill legitimate organizational purposes. The specific retention period may vary depending on the type of information and the circumstances under which it was collected.

 

9. YOUR PRIVACY RIGHTS AND CHOICES
Depending on applicable law and your relationship with ABBCU, you may have certain rights concerning your personal information. These rights may include the right to request access to personal information, request correction of inaccurate information, request deletion of information where legally permitted, or request information concerning how personal information is collected and used. You may also have the right to opt out of certain communications or withdraw consent where processing is based on consent. Requests concerning personal information may be submitted using the contact information provided in this Privacy Policy. ABBCU may need to verify your identity before completing certain requests.

 

10. CHILDREN'S PRIVACY

ABBCU does not knowingly collect personal information from children in violation of applicable law. If you
believe that a child has provided personal information to ABBCU without appropriate authorization, please
contact us using the information provided below. We will evaluate the request and take appropriate action as required by applicable law.
 

11. THIRD-PARTY WEBSITES AND SERVICES
Our websites or services may contain links to websites, applications, or services operated by third parties. ABBCU is not responsible for the privacy practices, content, security, or policies of third-party websites or services. We encourage you to review the privacy policies of any third party before providing personal information or using its services.
 

12. CHANGES TO THIS PRIVACY POLICY
ABBCU may update or revise this Privacy Policy from time to time to reflect changes in our practices, services, technology, legal requirements, or other circumstances. When we make changes, we may update the “Last Updated” date at the beginning of this Privacy Policy. Where required by applicable law, ABBCU will provide additional notice of material changes. Your continued use of our services following the effective date of an updated Privacy Policy constitutes acknowledgment of the updated policy to the extent permitted by applicable law.
 

13. CONTACT US
If you have questions, concerns, or requests regarding this Privacy Policy or ABBCU's privacy practices, please contact:
ABBCU 1765 O'Neal Ln.  #286

Baton Rouge, LA  70816-1633

Telephone: 225-350-4025
Email: info@abbcu.net
Website: www.abbcu.institute.net
 

14. GOVERNING LAW AND APPLICABLE REQUIREMENTS
This Privacy Policy is intended to be interpreted and applied in accordance with applicable federal, state, and local laws and regulations governing the collection, use, disclosure, retention, and protection of personal information. Nothing in this Privacy Policy is intended to limit any privacy rights or protections that cannot lawfully be limited under applicable law.


15. EFFECTIVE DATE
This Privacy Policy is effective as of 8/10/2026 and was last updated on 8/10/2026. By utilizing this site and submitting information you are agreeing to the terms and conditions.

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